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Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers.

How Does a Personal Loan Work?

Published December 15, 2025By Yup Loans

A calculator next to a post-it note that says personal loan to represent how does a personal loan work

If you need to borrow money, a personal loan might be on your radar. But unless you’ve taken one out… Continue reading How Does a Personal Loan Work?

How Does Interest Work on a Personal Loan?

Published December 12, 2025By Yup Loans

A magnifying lgass looking at interest on a spreadsheet to represent 'How does interest work on a personal loan?'

When you’re thinking about taking out a personal loan, the interest rate can feel confusing, adding to the pressure of… Continue reading How Does Interest Work on a Personal Loan?

Does Bankruptcy Clear Personal Loans?

Published December 8, 2025By Yup Loans

A man holding an empty wallet open wondering: does bankruptcy clear personal loans

When you’re buried in personal loan debt, bankruptcy starts looking like a way out. Maybe you’ve lost sleep over it.… Continue reading Does Bankruptcy Clear Personal Loans?

Can I Refinance My Personal Loan?

Published December 3, 2025By Yup Loans

Dollars, a calculator and a spreadsheet to represent ‘Can I refinance my personal loan?’.

If you have a personal loan, it can reach a point where it stops working for you. You might be… Continue reading Can I Refinance My Personal Loan?

Debt-to-Income Ratio vs Credit Utilization Ratio

Published November 21, 2025By Yup Loans

Credit cards, a calculator and a graph to represent Debt-to-Income Ratio vs Credit Utilization Ratio

Looking into personal loans can get confusing fast when terms like debt-to-income ratio and credit utilization keep appearing without any… Continue reading Debt-to-Income Ratio vs Credit Utilization Ratio

Can You Get a Personal Loan for a Car?

Published November 14, 2025By Yup Loans

A person handing over dollars in exchange for a car key to represent ‘can you get a personal loan for a car?’

When you’re in the market for a used or new car, you’d think picking the right car would be the… Continue reading Can You Get a Personal Loan for a Car?

Personal Loan Terms: How long can you take out a personal loan for?

Published November 6, 2025By Yup Loans

Calendar and house on table for the question 'how long can you take out a personal loan for'

When you’re considering a personal loan, one of the biggest questions on your mind is: how long will I be… Continue reading Personal Loan Terms: How long can you take out a personal loan for?

How Long Does a Personal Loan Take to Process?

Published October 28, 2025By Yup Loans

A pile of dollars and a clock to represent ‘How Long Does a Personal Loan Take to Process?’

When you’re looking for a personal loan, timing matters. Maybe your car repairs can’t wait another day, or your pet… Continue reading How Long Does a Personal Loan Take to Process?

How Many Times Can You Refinance a Personal Loan?

Published October 23, 2025By Yup Loans

Someone working out their loan repayments to represent ‘How many times can you refinance a personal loan?

You’ve already refinanced your personal loan once to lock in a lower rate or make your payments more manageable. And… Continue reading How Many Times Can You Refinance a Personal Loan?

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