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Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers.

How to Apply for an Installment Loan

Published February 2, 2026By Yup Loans

A loan application that has been stamped approved, after they learned how to apply for an installment loan

Life has a way of throwing unexpected expenses at you right when you least expect them. Your car breaks down,… Continue reading How to Apply for an Installment Loan

How to Build a Good Credit Score

Published January 30, 2026By Yup Loans

Credit rating form on the blue office desk of someone learning how to build a good credit score

Your credit score affects more than you might realize – it influences whether you’ll be approved for a personal loan,… Continue reading How to Build a Good Credit Score

Can I Get a Personal Loan With No Credit History?

Published January 21, 2026By Yup Loans

A young woman having a cup of tea and applying for loans on her laptop to represent ‘Can I get a personal loan with no credit history?’.

Not having a credit history can put you in an awkward spot. If you’ve never had a credit card or… Continue reading Can I Get a Personal Loan With No Credit History?

How To Get A Personal Loan With Low Interest

Published January 7, 2026By Yup Loans

A person typing on a laptop searching for how to get a personal loan with low interest

High interest can turn a simple loan into an expensive mistake. The right personal loan, at a lower interest rate,… Continue reading How To Get A Personal Loan With Low Interest

How Does a Personal Loan Work?

Published December 15, 2025By Yup Loans

A calculator next to a post-it note that says personal loan to represent how does a personal loan work

If you need to borrow money, a personal loan might be on your radar. But unless you’ve taken one out… Continue reading How Does a Personal Loan Work?

How Does Interest Work on a Personal Loan?

Published December 12, 2025By Yup Loans

A magnifying lgass looking at interest on a spreadsheet to represent 'How does interest work on a personal loan?'

When you’re thinking about taking out a personal loan, the interest rate can feel confusing, adding to the pressure of… Continue reading How Does Interest Work on a Personal Loan?

Does Bankruptcy Clear Personal Loans?

Published December 8, 2025By Yup Loans

A man holding an empty wallet open wondering: does bankruptcy clear personal loans

When you’re buried in personal loan debt, bankruptcy starts looking like a way out. Maybe you’ve lost sleep over it.… Continue reading Does Bankruptcy Clear Personal Loans?

Can I Refinance My Personal Loan?

Published December 3, 2025By Yup Loans

Dollars, a calculator and a spreadsheet to represent ‘Can I refinance my personal loan?’.

If you have a personal loan, it can reach a point where it stops working for you. You might be… Continue reading Can I Refinance My Personal Loan?

Debt-to-Income Ratio vs Credit Utilization Ratio

Published November 21, 2025By Yup Loans

Credit cards, a calculator and a graph to represent Debt-to-Income Ratio vs Credit Utilization Ratio

Looking into personal loans can get confusing fast when terms like debt-to-income ratio and credit utilization keep appearing without any… Continue reading Debt-to-Income Ratio vs Credit Utilization Ratio

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