Get a Loan Online Today
Apply for a loan online with Yup Loans and get your funds in as little as 15 minutes*
Personal loans from $250 to $3000
Repay over 3 to 36 months
All FICO scores welcome
No upfront fees or costs
Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR for qualified customers2. Loan term lengths from 3 to 36 months for qualified consumers.
Your Loan Is Minutes Away
Quick & Easy Application
Apply for a loan online and get approved with our easy to use application form.
Instant Decision Online
Get instant loan approval online in under 3 minutes.¹
Same Day Deposits Available
Your funds can be deposited directly to your bank account in as little as 15 minutes.*
How to Get a Loan Online Today
1
Apply Now
Our quick online application process makes applying for a loan easy and hassle-free.
2
Get Approved
Receive online loan approval from our panel of lenders in less than 3 minutes.¹
3
Receive Funds
Cash can be transferred to your bank account on the same day.*
Why Yup Loans?
At Yup Loans, we like to say yes and we’re proud of the system we’ve built and the lender community we support. Here’s why you should apply for a loan online with us today:
Loans From $250 to $3,000
Apply for an online personal loan from as little as $250 up to £3,000.
No Credit? No Problem
Whether you have good or bad credit, we aim to get everyone an acceptance decision.³
No Upfront Fees
We don’t charge for our services, so no upfront fees or costs from us.
How It Works: The Details
1
Loan application & decision process
Once you have clicked “Request Funds”, we will contact our panel of lenders to find who will accept you as their customer. This process typically takes under 3 minutes.¹
What if none of our lenders accept?
While we try our very best to get everyone an acceptance decision ,there are occasions when we get to the bottom of our panel without an acceptance response. On these occasions, we will either redirect you to gain access to your credit report to see what is hindering your chances of getting a loan, or we may share some alternative third-party lending opportunities.
2
Review your loan offer
While we try our very best to get everyone an acceptance decision, there are occasions when we get to the bottom of our panel without an acceptance response. On these occasions, we will either redirect you to gain access to your credit report to see what is hindering your chances of getting a loan, or we may share some alternative third-party lending opportunities.
3
Accept the deal & get funds
If you’re happy with the loan terms presented to you then you can accept and move to the funding step. Most of our panel of lenders will fund you same day or next business day by depositing your loan funds directly to the bank account they will receive your future installment payments from.
APR Disclosure & Range
While we try our very best to get everyone an acceptance decision, there are occasions when we get to the bottom of our panel without an acceptance response. On these occasions, we will either redirect you to gain access to your credit report to see what is hindering your chances of getting a loan, or we may share some alternative third-party lending opportunities.
The following table represents sample rates, is for informational purposes only, and may not reflect the actual APRs offered by your lender and/or lending partner. The repayment terms are for close end loan products, and is not reflective of all loan products offered in our network.
| Loan Amount | Interest Rate | Loan Term | Fee | Fee Cost | Repayment | APR | Total Repayments | Total Cost |
|---|---|---|---|---|---|---|---|---|
| $1,000 | 24.00% | 12 month | 3.00% | $30.00 | $94.56 | 29.82% | $1,134.72 | $164.72 |
| $2,000 | 19.00% | 24 month | 5.00% | $100.00 | $100.82 | 24.12% | $2,419.68 | $519.68 |
| $5,000 | 13.00% | 48 month | 8.00% | $400.00 | $131.67 | 18.23% | $6,320.12 | $1,720.12 |
| $10,000 | 7.90% | 60 month | 10.00% | $1000.00 | $202.28 | 9.20% | $12,136.80 | $3,136.80 |
Representative Example: If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR2.