Personal Loans in California
Looking for personal loans in California? Whether you’re managing high rent, medical bills, or sudden expenses, Yup Loans helps you find online personal loans, even with bad credit. From San Diego to Sacramento, we match borrowers with flexible lenders ready to help.
No upfront fees or costs
Apply anytime, 24/7
Decisions in 3 minutes¹
All cities & towns in California
Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR for qualified customers2. Loan term lengths from 3 to 36 months for qualified consumers.
Why Choose Yup Loans for Personal Loans in California?
At Yup Loans, we believe your credit history shouldn’t stop you from getting the support you need. That’s why we’ve built a platform that connects Californians with a trusted network of lenders—even those open to working with low or no credit scores³.
Whether you live in bustling Los Angeles, the Bay Area, or a quieter town like Bakersfield or Chico, get access to lenders who understand your financial situation and are ready to help.
Personal loan amounts from $250 to $3,000
Repayment terms between 3 and 36 months
Funds for anything—from medical bills to moving costs
What You Can Use Your Personal Loan For
Life doesn’t always go according to plan. A personal loan can help you cover unexpected or urgent costs, including:
- Car repairs or insurance deductibles
- Rent or mortgage top-ups
- Emergency medical or dental expenses
- Utility bills to avoid service interruptions
- School supplies or childcare costs
- Travel for family emergencies
- Replacing broken household appliances
3 Simple Steps to Get a Personal Loan in California
1
Apply Online
Answer a few simple questions to apply—it only takes about 3 minutes¹
2
Review Offer
You’ll receive a loan offer with clear terms, including total repayment details & fees
3
Get Funds
Once approved, funds can be sent to your bank account as soon as the next business day*
FAQs: Personal Loans in California
Can I get a personal loan in California with bad credit?
Yes. Yup Loans connects you with lenders that consider more than just your credit score³. Many of our partners work with borrowers who have poor or limited credit histories.
Are personal loans regulated in California?
Personal loans in California are subject to state and federal regulations, including caps on interest rates and specific borrower protections.
Do I need a traditional job to qualify?
Not necessarily. Many lenders will consider other forms of income such as self-employment, disability payments, or benefits. As long as you have a consistent income, you may qualify.
How quickly can I get funding?
If approved, your funds could be deposited as soon as the next business day*. Timing depends on your bank and the lender’s processing time.
Get a Personal Loan in California Today
Don’t face financial stress alone. Find a personal loan that fits your budget and situation, without the hassle, paperwork, or judgment.
Three minutes is all it takes¹.
