Wedding Loans for Bad Credit
Wedding bells are ringing! If bad credit’s holding you back, Yup Loans is here to help. Our wedding loans for bad credit make it easy to plan your big day without the financial stress.
Get a decision in 3 minutes
Use funds for anything
Applications open 24/7
No upfront fees or costs

Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR for qualified customers2. Loan term lengths from 3 to 36 months for qualified consumers.
Why Choose Yup Loans for Your Personal Loan for Wedding Expenses
Fast, Simple Application
Our quick online application takes only 3 minutes to complete1, day or night. You’ll get a fast decision, which is perfect for securing your dream venue or supplier before they get booked up.
Use Funds for Any Wedding Expense
Whether it’s paying deposits, booking the honeymoon, or covering last-minute costs, you can use the unsecured loan however you choose. There are no spending restrictions, so you can plan your day, your way.
Best Loans for Weddings with Bad Credit
We work with lenders who understand your credit score doesn’t tell your whole story. Even with poor credit, you could still qualify for a personal loan for wedding expenses without judgment or hassle3.

How Loans for a Wedding Work
Planning a wedding means making many big decisions, but choosing your loan shouldn’t be one of the tricky ones. Our process is fully online, making it easy to apply from anywhere, even during a cake tasting or dress fitting. Once you submit your application, we instantly connect you with lenders open to all credit backgrounds who specialize in wedding loans for bad credit3.
You’ll receive personalised offers directly from these lenders, including their loan terms and repayment details. Accept an unsecured personal loan that suits your budget, and your funds could be in your account as soon as the next business day*. It’s quick, flexible, and puts you in control of your wedding plans.
Get A Loan For a Wedding in 3 Easy Steps
1
Apply Online
Fill out our short online form in minutes1, and we’ll match you with wedding personal loan lenders3.
2
Review Your Offer
Take a look at the terms of the loan4. You’ll see the loan amount, repayment schedule, interest rate, and total cost. No pressure, no surprises.
3
Get Your Funds
Once approved, the money can land in your account as soon as the next business day*.
Personal Loans for Weddings Can Help With…
Every couple’s dream day is different, and so are the costs. With a personal loan for a wedding through Yup Loans, you’re free to cover the things that matter most to you, including:
- Venue deposits and bookings
- Catering and bar services
- Wedding attire and accessories
- Photographer and videographer packages
- Flowers and décor
- Transport to the venue
- Invitations and stationery
- Entertainment and music
- Honeymoon travel and accommodation
- Hair, makeup, and beauty treatments
- Engagement rings and wedding rings
- Last-minute or unexpected expenses

Reviews

Danielle & Marcus R., Tampa, FL⁵: “We found our dream venue, but our credit score made financing tricky. Yup Loans connected us with a lender within the hour. We had the funds the next day and locked in our date.”

Marcus L., Atlanta, GA⁵: “After a storm damaged my roof, I needed immediate funds to prevent further water damage to my home. With my credit history, I expected rejection, but Yup Loans found me an emergency loan when no one else would help. The money arrived the same day I applied, and I was able to get emergency repairs started right away.”
Wedding Loans for Bad Credit FAQs
Can I get a wedding loan with bad credit?
Yup Loans partners with lenders who look beyond your credit score when reviewing your application3. That means even if you’ve dealt with late payments, defaults, or other financial challenges in the past, you could still be eligible for a personal loan to pay for wedding expenses. Our lenders focus on your current financial situation, income, and ability to pay back your loan.
Can I get a wedding loan to pay for a relative’s wedding?
Wedding loans aren’t limited to paying for your wedding. You can use a personal loan to support your child, sibling, or another relative to cover wedding costs, as the funds are yours to use however you choose.
Make sure you’re comfortable with the repayment terms, as you’ll be responsible for repaying the loan, regardless of who benefits from it4.
How fast can I get a wedding loan?
Many people receive their wedding loan funds by the next working day after getting approved*. In some cases, your lender might be able to send the money even sooner (sometimes on the same day), especially if you submit your details in the morning and respond quickly to any follow-up checks. Timing varies based on when you apply, how quickly your lender approves the loan, and how fast your bank processes deposits. If you’re in a rush to secure bookings, applying early in the day can help speed things up.
What are the credit score requirements for a loan for a wedding?
We don’t ask for a specific credit score. Our lending partners focus on your overall financial situation and your ability to repay. Many applicants with bad credit still get approved through our service3.
Ready to Say “I Do” to Wedding Funding?
Yup Loans makes it easy to find wedding loans for bad credit, so you can focus on the celebrations, not the costs. Our quick, secure application connects you with lenders3 who understand that everyone deserves a chance to plan their dream wedding, regardless of credit history.