$700 Loans
Need a $700 loan fast? Yup Loans makes it simple. One quick form connects you with lenders who consider all credit types, with decisions in about 3 minutes¹ and funds within one working day*.
Decisions in around 3 minutes*
$700 loans for all credit types³
Flexible repayment terms
No hidden fees or upfront costs
Representative Example: $3,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR for qualified customers2. Loan term lengths from 3 to 36 months for qualified consumers.
Quick $700 Loan Support When You Need It
A personal loan is a practical option when you need enough money to cover a meaningful expense but don’t want to commit to a larger loan. It sits in the middle ground – bigger than a small cash top-up, yet still manageable to repay over a few months. For a lot of borrowers, this amount strikes the right balance between getting the funds they need and keeping repayments affordable.
This loan size can be especially useful if you’re looking for short-term support that won’t tie you into years of repayment.
Instead of stretching your budget with a bigger loan, a monthly installment loan allows you to borrow just what’s necessary and pay it back in predictable monthly payments. It’s designed for people who want fast access to funds without overborrowing or adding extra financial pressure.
Why Choose Yup Loans for a $700 Loan?
Getting a $700 loan online should be quick, straightforward, and stress-free. That’s why borrowers turn to Yup Loans:
Quick Decisions
Most applicants receive a loan decision in around 3 minutes¹, saving you time and hassle.
Fast Funding
If approved, funds could be sent to your bank account by the following business day*, so you can take care of urgent expenses without delay.
Inclusive Options
Our network of lenders works with all types of credit backgrounds³, meaning you can still find options even if your score isn’t perfect.
When Is a $700 Loan the Right Choice?
A $700 loan can help bridge the gap when an unexpected cost pops up and your budget won’t stretch. Many people turn to this loan amount for:
- Emergency car repairs or maintenance
- Rent or utility bills to avoid late fees or disconnections
- Medical or dental costs not fully covered by insurance
- School supplies or childcare expenses
- Travel for family emergencies
- Replacing broken household essentials
- Covering overdraft fees or bank charges
- Last-minute moving or relocation costs
- Veterinary bills for pets
- Essential home repairs, like fixing plumbing or appliances
With repayment spread across installments, a $700 loan offers a straightforward way to manage these expenses without relying on high-fee payday advances.
3 Simple Steps to Getting Approved for a $700 Loan
1
Complete Our Quick Form
Share a few basic details about yourself and how much you’d like to borrow. It only takes around 3 minutes¹ to go through the approval process.
2
Review Your Loan Offer
If you’re matched with a lender, you’ll be able to check the repayment amount, timeline, and any fees before deciding.
3
Get Your Money
Once approved, funds could be deposited into your bank account as soon as the next business day*.
Can I Get a $700 Loan With Bad Credit?
You can still qualify for a $700 loan even if your credit history isn’t perfect. Many lenders in our network look at more than just your credit score³. They consider your current income, banking history, and overall repayability, rather than focusing only on past financial challenges.
That means you may still be approved if you:
- Have steady wages from full-time, part-time, or seasonal work
- Receive government benefits such as Social Security or disability payments
- Earn income from self-employment, freelance, or gig work
- Collect unemployment, workers’ compensation, or pension payments
Even if traditional banks have turned you away, a $700 installment loan through Yup Loans can give you a fair chance at borrowing, with manageable repayments and no hidden fees.
What Customers Are Saying
“I needed $700 to cover rent after unexpected medical costs. My credit isn’t great, but Yup Loans matched me with a lender in minutes. The money hit my account the next day, and I avoided late fees.”
– Rachel, Austin, TX⁵
“When my car broke down, I didn’t have the savings to cover repairs. A $700 loan through Yup Loans gave me a repayment plan I could handle instead of paying it all back at once.”
– David, Chicago, IL⁵
700 Dollar Loans FAQs
Will my credit score affect what kind of $700 loan I can get?
Your credit score can influence the loan offers you receive, including the interest rate and repayment terms. However, a lot of the online lenders we work with focus on your current financial situation, not just your past credit history.
Can I apply for a $700 loan without having a bank account?
Most lenders require an active checking account to receive funds quickly via direct deposit. This ensures fast funding and easy repayment. Without a bank account, your options will be more limited.
Does getting a $700 loan affect my credit?
Submitting your request through Yup Loans uses a soft credit check, which won’t affect your score. Individual lenders might run a hard credit check before final approval, which could have a small temporary impact. Making on-time payments can help build or improve your credit over time.
Are $700 payday loans better than installment loans?
Payday loans need you to fully repay the short-term loan before your next paycheck, which can be difficult and costly. A $700 installment loan spreads repayment over several months, making it easier to budget and usually more affordable in the long run.
Can I get a $700 loan the same day?
In some cases, yes. While most loans are funded by the next weekday*, some lenders may offer same-day deposits if your application is completed and approved early in the day. Timing depends on your bank and lender.
Is a $700 loan better than using a credit card or a cash advance?
It depends on your situation. Credit cards and cash advances can be convenient, but often come with high interest rates and extra fees. A $700 installment loan offers fixed monthly payments, clear terms, and a set payoff date, which can make it easier to manage and less expensive in the long run.
Get Your $700 Loan Online Today
Don’t let unexpected expenses hold you back. With Yup Loans, you can connect with trusted lenders, review your options in minutes¹, and get funds sent directly to your account fast.
It only takes one simple form to see what’s available – no hidden fees, no long waits, and no judgment.