Destination Wedding Loans
Dreaming of saying “I do” on a beach in Mexico, at a Caribbean resort, or in a romantic European city? A destination wedding loan can help cover the travel and venue costs that come with getting married away from home.
Get a decision in 3 minutes
Use funds for anything
Applications open 24/7
No upfront fees or costs
Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR for qualified customers2. Loan term lengths from 3 to 36 months for qualified consumers.
Why Choose Yup Loans for Your Destination Wedding Financing?
Fast, Simple Application
Our secure online form takes around 3 minutes to complete¹. You won’t need to visit a bank branch or fill out stacks of paperwork. Once submitted, we match you with lenders from our wide panel who review applications from borrowers across the credit spectrum³.
Designed for All Credit Backgrounds
Many lenders in our network look beyond your score and consider your income and current financial situation. If you’re planning to finance a destination wedding with a personal loan, you might still qualify even after past credit issues³.
Funds for Travel, Honeymoons & More
With destination wedding financing through Yup Loans, there are no restrictions on how you use the funds. It’s your loan, so you decide how it fits into your wedding plans.
How Financing a Destination Wedding With a Personal Loan Works
If you’re planning a wedding abroad or in another state, you’re likely booking flights, paying resort deposits, and securing vendors from a distance. A destination wedding loan can help cover those upfront costs so you can move forward with confidence.
Complete one short online form, and we’ll connect you with lenders in our network who review applications from a wide range of credit backgrounds³. If a lender makes you an offer, they’ll send a full breakdown of the loan amount, repayment term, interest rate, monthly payment, and total cost.
You’re free to review the details and decide what works for your budget. If you accept and finalize the agreement, funds could reach your bank account as soon as the next business day*, depending on the lender and your bank.
Get A Destination Wedding Loan in 3 Easy Steps
1
Complete Our Online Form
Fill out our short application in around 3 minutes¹. Tell us how much you’d like to borrow and a few basic details about you.
2
Review Your Loan Offer
You’ll receive a clear breakdown of the loan amount, repayment term, monthly payment and total repayment cost so you can choose what fits your budget.
3
Receive Your Funds
Once you accept the offer and complete the agreement, funds could be deposited into your bank account as soon as the next business day*, depending on the lender and your bank’s processing times.
What You Can Use a Destination Wedding Loan For
From exchanging vows on a starlit beach in Cancun to hosting a rooftop wedding reception in New York City, destination weddings turn big moments into unforgettable experiences.
A destination wedding loan can help you secure the key bookings that bring your vision to life, and you’re free to spend the funds on whatever you want:
- International or domestic flights for you and the wedding party
- Resort or venue deposits
- Wedding reception packages
- Guest room blocks or group accommodation
- Wedding planner or on-site coordinator fees
- Catering and bar minimums
- Photographer and videographer travel fees
- Décor, florals, and rental equipment
- Marriage license and local legal paperwork
- Welcome dinners or post-wedding brunches
- Transportation like shuttles or airport transfers
- Wedding attire and accessories
- Invitations and stationery
- Entertainment and music
- Hair, makeup, and beauty treatments
- Engagement rings and wedding rings
- Last-minute or unexpected expenses
Reviews
Amanda & Luis, Miami, FL⁵: “We always dreamed of getting married on the beach in Aruba, but paying the resort deposit and flights upfront felt overwhelming. Yup Loans connected us with a lender in minutes. We secured our date, locked in our room block for guests and had the funds the next day. It made our destination wedding feel possible instead of stressful.”
Taylor & Morgan, Dallas, TX⁵: “We decided to have a runaway wedding in Las Vegas. Between the flight package, ceremony fees, and travel costs, we needed help covering the upfront payments. Our credit wasn’t perfect, but Yup Loans connected us with a lender who focused on our income. The loan let us book everything in advance and have the exact Vegas experience we wanted.”
Destination Wedding Loans FAQs
Can I get a personal loan for a wedding with bad credit?
Yup Loans connects you with lenders who consider more than your credit score³. If you have a steady income and meet the basic requirements, you might still qualify even with past credit issues.
When do repayments start on a destination wedding loan?
The loan terms are set by your lender and will be outlined clearly in your loan agreement. In most cases, monthly payments begin shortly after the funds are deposited, not after the wedding date. Be sure to review the schedule carefully so it fits your budget⁴.
Can I use the loan to pay for wedding or travel insurance?
Many couples use destination wedding financing to cover wedding costs like travel insurance, especially for international weddings where flights and resort packages are booked in advance.
Can I get a wedding loan to pay vendors directly overseas?
The destination wedding loan funds are deposited into your bank account, so you can use them to pay international venues, planners, photographers, or other suppliers. Just check exchange rates and transfer times if you’re paying vendors outside the US.
Can I use the loan to help pay for my son or daughter’s dream wedding?
A destination wedding loan is taken out in your name, but personal loans can be used to cover wedding expenses for your son, daughter, or another close family member. That includes wedding-related costs like venue deposits, travel, rings, reception packages, or even parts of the wedding and honeymoon.
Keep in mind that you are responsible for the repayments. Late or missed payments can impact your credit score, so it’s important to choose a loan amount and repayment term that fits comfortably within your own budget⁴.
Can I get a loan to pay for engagement rings or wedding rings?
You can use the loan proceeds from a destination wedding loan to pay for engagement rings, wedding bands, or custom jewelry. Because wedding loans can be used for a wide range of wedding-related costs, you’re free to apply the lump sum toward whichever part of your wedding budget needs support. A personal loan can help you secure important items upfront while spreading the cost over manageable monthly payments.
Say “I Do” Somewhere Unforgettable
From white-sand beaches to iconic city skylines, your wedding location should feel unforgettable. If upfront travel and venue costs are holding you back, a destination wedding loan can help you move forward.
Secure your date. Lock in your venue. Start planning the celebration you’ve been picturing.