Divorce Loans
Going through a divorce brings emotional stress and financial strain when you’re worrying about attorney fees to establishing a new household. The costs add up quickly when you’re already managing a reduced income. Yup Loans connects you with lenders who understand these unique challenges and can provide financial support when you need it most.
If you’re facing unexpected legal costs, need funds for temporary housing, or require bridge financing while assets are being divided, we’re here to help you maintain stability during this difficult transition.
Get a decision in 3 minutes
For borrowers nationwide
Apply online anytime, 24/7
No upfront fees or costs
Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR for qualified customers2. Loan term lengths from 3 to 36 months for qualified consumers.
Why Choose Yup Loans for Divorce Loans?
Get Funds During Financial Transition
Divorce can disrupt your income and drain your savings when legal fees and new living expenses pile up. We connect you with lenders who understand these are just temporary financial challenges and can provide support when traditional banks might turn you away.
Confidential and Respectful Process
Your personal situation stays private. We’ve designed a judgment-free application process that doesn’t require you to explain your divorce details or justify your expenses. Just quick, professional service when you need financial breathing room.
Flexible Divorce Loan Options
Our network specializes in helping people with changing financial circumstances. Whether your credit has been affected by the divorce process or your income situation is in transition, we work to find loan options that fit your current situation.
How Divorce Loans Work
Divorce loans are personal loans designed to help you manage the financial challenges of ending a marriage. When you apply through Yup Loans, we connect you with lenders who understand that divorce creates legitimate temporary expenses – from attorney fees to setting up a new household.
The process is completely online and confidential. After you submit your information, we match you with lenders from our network who specialize in helping people during major life transitions⁴. These lenders look beyond just your credit score and consider your overall ability to repay, even if your financial situation is currently in flux due to the divorce process.
Once approved, you receive funds as a lump sum that you can use for any divorce-related expense. You’ll repay the loan in fixed monthly installments over an agreed period, making it easier to budget during this transitional time. Unlike credit cards with variable rates, divorce loans offer predictable payments so you can plan your finances while your divorce proceedings are ongoing.
3 Simple Steps to Get a Divorce Loan
1
Submit an Online Application
Share basic information about your funding needs. The application takes around 3 minutes¹ and your privacy is protected.
2
Review Your Loan Options
If matched, you’ll receive loan offers with clear terms showing total costs, payment schedules, and any fees before you decide to move forward.
3
Finance Your Divorce
Once approved, funds can be deposited directly into your account as soon as the next business day.*
What You Can Use Divorce Loans For
A separation creates numerous unexpected divorce expenses at a time when your income could be uncertain. Our lenders understand these costs are legitimate needs, not luxury spending. You can use divorce loans for:
Legal and Court Costs
- Attorney or divorce lawyer retainer fees and hourly charges
- Court filing fees and document preparation
- Mediation services and collaborative divorce costs
- Expert witness fees for asset valuation
Housing and Living Expenses
- Security deposits and moving costs for new residence
- Temporary housing while proceedings are ongoing
- Essential furniture and household items
- Utility deposits and connection fees
Financial Transition Support
- Security deposits and moving costs for new residence
- Temporary housing while proceedings are ongoing
- Essential furniture and household items
- Utility deposits and connection fees
Reviews
Sarah M., Denver, CO⁵: “Going through my divorce was emotionally draining, and then the legal bills started piling up. My lawyer needed a $5,000 retainer that I just didn’t have in savings. Yup Loans connected me with a lender who understood my situation and got me approved fast. Having that financial stress off my shoulders let me focus on what really mattered during this difficult time.”
Michael R., Tampa, FL⁵: “When my ex moved out, I suddenly had to cover the full mortgage and utilities on my own while also paying attorney fees. My credit took a hit during the separation, but Yup Loans found me a lender who looked at more than just my credit score. The application was private and respectful – exactly what I needed during such a personal situation.”
Divorce Loans FAQs
Can I pay for my divorce using a loan?
Some people finance their divorce through personal loans when they don’t have sufficient savings to cover legal fees and related expenses. A loan can help pay for a divorce, attorney retainers, court costs, and other divorce-related expenses upfront rather than depleting retirement accounts or borrowing from friends and family. This helps you secure quality legal representation without financial stress impacting your case strategy.
Is a Personal Loan a Good Option to Pay for Divorce?
Personal loans can be a practical financing option for divorce costs, especially when you need funds quickly for legal retainers or court deadlines. Unlike credit cards, personal loans offer fixed interest rates and predictable monthly payments, making budgeting easier during your financial transition. However, you should consider your ability to make monthly payments during and after your divorce proceedings.
What are the interest rates and fees on a divorce loan?
Interest rates and fees vary based on your credit profile and the lender, but you’ll see all costs clearly outlined before accepting any loan offer. Personal loans typically have lower interest rates than credit cards, and you’ll know your exact monthly payments upfront. There are no hidden fees, and you can review all terms before making a decision.
How much does a divorce cost?
The cost of a divorce will vary depending on complexity, location, and whether it’s contested or uncontested. Simple uncontested divorces can cost $1,500-$5,500 total, while complex contested divorces can range from $15,000-$50,000 or more per spouse. Attorney fees typically range from $250-$500 per hour, with a lot require retainers of $2,500-$10,000 upfront to begin representation.make regular payments.
Get Divorce Loans Today
Don’t let financial stress compound the challenges of divorce proceedings. Our simple application takes just minutes to complete¹, and you could have the funds you need to move forward with confidence.