Landscaping Loans
Your dream yard shouldn’t wait for years of saving. If you need to cover the gap for a drainage fix, finance materials for a DIY project, or handle a landscaping expense you weren’t prepared for, Yup Loans can help you move forward with outdoor improvements now.
Get a decision in 3 minutes
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Applications available 24/7
No upfront fees or costs
Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR for qualified customers2. Loan term lengths from 3 to 36 months for qualified consumers.
Why Choose Yup Loans for Home Repair Loans
Fast Approval Process
Fill out one simple application and get connected with lenders who understand home improvement can’t always wait for perfect credit3. Our efficient process takes about 3 minutes¹, so you can move forward with your landscaping plans without lengthy delays.
Quick Funding
Outdoor projects often have tight timelines, especially when dealing with weather or contractor schedules. Once approved, you could receive funds for your landscaping project as soon as the next business day*, and in some cases, same-day funding. This flexibility lets you start work when it suits you.
Best Landscaping Loans for Any Credit Situation
Our network includes lenders who evaluate your current financial situation rather than focusing solely on past mistakes³, helping homeowners and renters access the funding they need for outdoor transformations.
How Home Landscaping Loans Work
A personal loan for landscaping gives you flexible funds to cover outdoor improvement costs that might be stretching your budget. If you’re covering materials for a DIY home improvement project, bridging the gap between your savings and a contractor’s quote, or handling an unexpected landscaping expense, these loans provide the financial flexibility to keep your outdoor projects moving forward.
Loan amounts typically range from $250 to $3,000, making them ideal for covering specific aspects of larger projects, purchasing materials and supplies, or fully funding smaller improvements like garden installations or minor repairs.
When you apply through Yup Loans, we connect you with lenders who recognize that outdoor improvements are valuable investments in your home. The application process is entirely online and designed to easy to use. After submitting your details through our secure platform, we’ll try to match you with lenders.
If approved, you’ll receive a loan offer with clear terms outlining interest rates, repayment schedules, and total costs. There’s no pressure to accept any offer – you choose what works for your budget and project needs.
Once you accept the terms, funds are transferred directly to your bank account as soon as the next business day*. You can then pay contractors, purchase materials, or cover any landscaping expenses as needed.
You repay through fixed monthly installments over your chosen loan term, making it straightforward to budget for your outdoor transformation alongside other household expenses. Unlike credit cards where interest charges can fluctuate, these loans typically offer predictable payments so you’ll know exactly what you owe each month⁴.
Get a Loan for Landscaping in 3 Easy Steps
1
Quick Application
Complete our straightforward online form in minutes with your basic information and landscaping financing needs.
2
Review Your Loan Offer
Examine the terms from our matched lender and decide if the monthly payments fit comfortably within your budget.
3
Receive Your Funds
Once approved, money for your landscaping project can be deposited directly into your account as soon as the next business day*.
You Can Use Home Landscaping Loans For…
Your outdoor space is an extension of your home, and even modest investments can make meaningful improvements. Our lending partners provide financing options that can help with different landscaping needs, including:
- Materials for DIY landscaping projects
- Lawn restoration and sod installation
- Plants, shrubs, and trees
- Mulch, soil, and garden supplies
- Minor drainage repairs and grading fixes
- Basic fencing repairs or sections
- Tree trimming and removal services
- Garden bed creation and edging
- Outdoor lighting fixtures
- Paver materials for pathways
- Deposit or down payment on larger projects
- Outdoor kitchen equipment and materials
- Irrigation system repairs
- Power equipment and tool purchases
- Seasonal cleanup and maintenance costs
- Decorative elements like planters and outdoor décor
Reviews
Michael T., Phoenix, AZ⁵: “Our backyard had terrible drainage problems and every time it rained, water would stay near the foundation. I’d already gotten quotes and saved up most of what I needed but was still about $1,200 short for the grading work. My credit took a hit last year, so asking the bank didn’t seem like a good idea. Yup Loans connected me with a lender who looked at my current situation instead of just my credit score. I got approved the same day and had the funds by midweek and combined with my savings, we got the drainage fixed properly. The monthly payments are manageable, and our yard actually drains now.”
Rebecca S., Portland, OR⁵: “We wanted to tackle our front yard ourselves because it was overgrown and honestly really embarrassing. Between sod, plants, edging materials, and renting equipment, the supplies were going to be about $2,100. I had some money saved but not quite enough, and putting it all on a credit card seemed too risky. My credit score wasn’t great but Yup Loans matched me with a lender who approved my application within hours. The money arrived the next business day, and we spent the weekend transforming our front yard. Our neighbors have actually complimented us, and the fixed monthly payments fit our budget way better than credit card interest would have.”
Personal Loans for Landscaping FAQs
How much does landscaping cost?
Landscaping costs vary dramatically depending on project scope. Basic improvements like lawn repairs, garden beds, or purchasing plants and materials might cost $250-$1,500, while more complete yard renovations can cost $5,000-$15,000 or more.
With loan amounts ranging from $250 to $3,000, you can cover materials for DIY projects, bridge the gap between your savings and a contractor’s quote, or fully fund smaller improvements. Getting detailed quotes helps you determine whether a loan covers your whole project or supplements your existing budget.
What is the difference between a personal loan for home improvements and a home equity loan?
A personal loan for landscaping is an unsecured loan based on your income and creditworthiness, without using your home as collateral. You can get approved and funded quickly, often within days, with loan amounts from $250 to $3,000 and flexible repayment terms.
A home equity loan uses your property as collateral and typically requires significant equity, excellent credit, lengthy applications, and appraisals. For smaller landscaping needs or when you want to supplement existing savings without risking your home, personal loans offer faster, more accessible funding⁴.
Can I get a loan for landscaping?
You can get a home improvement loan specifically to fund your landscaping projects. These loans provide upfront cash that you can use for any outdoor improvement, from essential home repairs to aesthetic upgrades like new gardens or patios. Our network connects you with lenders who understand that investing in your property’s outdoor spaces is worthwhile, regardless of your credit history³.
Will landscaping improvements increase my property value?
Quality landscaping can increase your home’s value and curb appeal. Professional outdoor improvements often provide strong returns on investment, potentially adding 15-20% to property values. Beyond financial returns, landscaping also improves your daily quality of life, creating outdoor spaces for relaxation and entertainment that you can enjoy immediately.
Can I use a landscaping loan for DIY projects?
You can absolutely use a home landscaping loan for do-it-yourself projects! The funds can cover materials, equipment rentals, plants, supplies or any other costs associated with your DIY landscaping work. A lot of homeowners choose to handle simpler tasks themselves while hiring professionals for specialized work like grading, electrical for lighting, or irrigation installation.
Get Your Landscaping Loan Today
Don’t let budget constraints keep you from creating the outdoor space you’ve dreamed of. Our simple application takes just minutes to complete¹, and you could get approved faster than scheduling your first contractor consultation*.